Users can switch ‘on’ and ‘off’ their debit and credit cards with e-shield

Addressing this major concern, digital payment solutions provider, Atom Technologies and payment tech company, Tranwall brings in a new technology, e-shield, which mitigates risk and empowers customers with real-time transaction control. Customers now have the power to  switch their debit and credit cards ‘on’ and ‘off’ with the utmost convenience.

Either through the use of a smart phone app or by using artificial Intelligence-enabled bot services activated over both voice and chat, consumers can switch transactions ‘on’ and ‘off’ against the payment cards originating from any channel such as, internet (ecommerce), ATM, POS terminals or foreign transactions amongst others. Consumers, in real-time, can set their cards/netbanking as to which particular transaction should or should not be allowed, therefore putting consumers in complete control of who or what can access their funds.

On a real-time basis customers, can also request for a status update on cards and accounts, check balances and avail a host of other benefits.

While smart phone users can avail the advanced control facility through their bank’s mobile banking app, non smart phone users can control their transactions via SMS and USSD, therefore all consumers can and should be protected.

Greg Haynes, Tranwalls co-CEO said, “By putting customers in control of their finances and enabling them to decide what transactions will and will not be allowed against their payment cards or accounts, our products enhanced security provides consumers with the confidence required in non-cash payments and this has shown to assist in increasing the usage cards as a payments mechanism. Having digital features providing security and convenience, together with mobile banking features driving consumer demand, our transaction control is well suited to assist in the Indian Government’s priority of promoting the adoption and usage of digital payments.”

Atom Technologies aims to tap at all the leading banks in the country over the next two quarters through this latest white label product. Dewang Neralla, Chief Executive Officer, Atom Technologies said, “This latest fraud prevention tool, while on one hand empowers customers with the control of their own transactions, on the other it helps banks to bring down the cost of security and protect their liability – thus a win-win scenario for both.”

Google rolls out mobile-first indexing for webpages

Google has officially announced the rollout of its mobile-first indexing after testing the feature for about one and a half year. The search engine giant in its blog post said, “Mobile-first indexing means Google will use the mobile version of a web page “for indexing and ranking, to better help our – primarily mobile – users find what they’re looking for.”

The company further explains, “that it will have one index for search results, not a mobile-first index that’s separate from its main index. In other words, it will start to look to the mobile web pages to index the web, not the desktop version.”

The switch to mobile-first indexing comes as an increasing number of people are now using mobile devices to search on the Internet. While Google’s crawling, indexing, and ranking systems historically have been using the desktop version of a page’s content, the company said that they may cause problems for mobile searchers when that version varies from the mobile version.

Google says that it will have one index for search results, rather than a mobile-first index that is separate from its main index. It essentially means that Google will start looking at the mobile Web pages to index the Web, not the desktop version. The search engine giant said, “For sites that have AMP and non-AMP pages, Google will prefer to index the mobile version of the non-AMP page.”

Apple announces new 9.7-inch iPad for students

Apple introduced a new iPad for students at its education event in Chicago. The newer iPad sports a 9.7-inch screen with Apple Pencil support. The updated iPad will be available in silver, space grey and a new gold finish.

The iPad 2018, as it is being called comes with an aluminium shell and features Apple’s A10 Fusion Chip which also powers the iPhone 7, iPhone 7 Plus. The processor from Apple is built on a 64-bit architecture and 16nm process technology. It’s a quad-core processor but only two of them are high-performance cores, reaching a clock speed of 2.34GHz.

The tablet will include Touch ID, an HD FaceTime camera, 10 hours of battery life, an 8-megapixel rear camera and LTE option. In order to attract schools, Apple is offering 200GB per iCloud account instead of 5GB of free storage.

The newer iPad will cost $329 for regular customers, while schools can buy it for $299. The optional Apple Pencil will be priced at $89 for schools and the regular $99 price for consumers. Apple is also releasing new versions of its Pages, Numbers, and Keynote apps that support the Apple Pencil, which means iPad owners will be able to use the Pencil to write within these apps.

In addition to the new hardware, Apple also launched a new app called Schoolworks, through which teachers will be able to provide handouts (class lessons in PDF etc) and specify activities for students. This app will be rolled out in June. For teachers, Apple has built another app called Apple Teacher, which will help teachers improve professionally.

Ideas to Remodel your Home

As summer slips into fall, outdoor interests slip into cool weather activities like picking apples, watching the colors of leaves change, and, for many homeowners, making outdoor and indoor improvements to get the house ready for winter’s arrival and the new year. The cooler temperatures are perfect for completing projects you may have put off during the summer. Here are some popular ones we’ve selected.

Time to Remodel the Kitchen

You can make a few dramatic changes that will give it a dazzling, updated look. Changing the tile on your floor to give it an entirely new look, replacing old cabinets with custom, modern updates, and switching out appliances for sleek new models are all great ways to refresh the center of your home. With the right designer and builder, you can transform your kitchen into an inviting, re-imagined space in time for holiday gatherings and entertaining.

Making an Entrance

One easy outdoor project you can do while the temperatures aren’t too hot or cold is repainting your front door. It not only adds to the curbside appeal of your home and freshens up your entry — it’s a quick turnaround project that can be completed in an afternoon. Pick a day to do your project when temps are in the 50’s during the day and night. This allows the paint to adhere better to surfaces without the risk of freezing before it dries.

For many homeowners, reframing their entryway often leads to a discussion around mudrooms and interior flow. While a bit more involved than a simple door project, it’s never too early to start to consider your design goals for the new year.

Let the Sunshine In

During the winter months, daylight is at a premium. So to get as much light as you can, consider installing skylights and updating windows. Skylights can create a dance of sunlight in rooms and help turn a dark space into a cheery place, while updated windows can help you save on energy bills.

Keeping Things Hot

Control your heating in the winter (and cooling in summer), by installing a programmable thermostat. It’s one of the most energy-saving improvements you can make to your home as programmable thermostats can trim your heating costs to save you more money, and keep your home on a heating schedule whenever you’re home or away.

Another great way to keep your home welcoming during the cold winter months is heated flooring in the bathrooms. Nothing is quite as cold as waking up in the morning and being greeted by cool tile – avoid that rude awakening with products like NuHeat. While these types of features are usually added during an overall bathroom remodel, you can find ways to do more basic renovations that would enable the use of heated flooring panels when you sit down and plan your project with the right bathroom remodeling team.

Benefits of Interior Designers

What are the benefits of hiring an interior designer?

You do not have to live in a mansion to hire a designer. Designers can help as little or as much as you need them to help. A relationship with a designer is a collaborative process that involves being forthright about likes and dislikes, yet open to great design techniques. This means that you will develop a close, working relationship as you work through your design expectations.

If you decide to hire a designer, you must first find one that you can get along with and you like his/her work. After you have found and interviewed a designer, you will now open up a large selection of choices only available to the designer trade including furnishings, fabrics, and wall coverings. In addition, the designer will know the perfect tradespeople and companies to go to get all of your design needs accomplished. Instead of scouring the internet or facebooking for recommendations, you can avoid all of this hassle and get the best craftsmen and suppliers for all of your design needs.

A Designer can be your guide to finding the best deals and finding the top quality products. For home interiors, looks can be deceiving. A designer can help you determine which products will be the best for your specific home, needs, and expectations. For example, did you know that there are wallpapers designed for damper rooms like kitchens and bathrooms the resist peeling and can be cleaned? If you are able to make the right selections in the first time, it will save you money, time and stress from having to replace them a second time.

What’s it all going to cost?

Unfortunately, the best answer for this question is IT DEPENDS. It depends upon the size of your design project; it depends on your furniture, fixture, accessories and other design selections; it depends upon how much time and work you need from you interior designer; it depends on your change orders and timely decisions. Every project is different and some may be easier to complete than others. However, if you have a budget that you want to adhere to, tell your designer and provide it to him or her to see if it is possible to get all of your wants completed within your budget. The interior designer can help you to figure out how far your budget can go. But, be warned, when you start to see all of the wonderful options available, you may want to upgrade your budget, so make sure you add a little cushion into your budget

Our designers can help you design small rooms to whole house interiors

Helm Paint & Decorating provide a variety of Residential Design services from paint and color selection, furniture and accessories, window treatments and coverings, and wall coverings and wall paper. Our interior designers will help you to select everything to complete the interior design of your home from colors to finishes. Interior design is the art and science of understanding people’s behavior to create functional spaces within a building. At Helm Paint, we offer a variety of home decor services and products to help you complete your design. It is not always easy to put together paint color with furniture and wall-coverings and draperies. Let one of interior design experts help you create the perfectly designed space.

Why is financial aid so complicated?

In case you haven’t filled out a FAFSA form recently, the paper allocation includes over 100 questions and dozens of pages of directions. If you’re filling it out online, the system uses responses to automatically determine what questions you need to answer. But you’re also dealing with a website that is far from user-friendly, uses ‘you’ and ‘your’ to refer to parents and students interchangeably, and even logging on can be a pain because of the confusing terminology.

More importantly, filling out FAFSA doesn’t tell you what you qualify for until you’ve chosen a school, leaving you in the dark even after all that work, and the vast majority of the questions contribute nothing to how aid is targeted.

The government is aware of the unnecessary complexities of the FAFSA application. In fact, Sen. Lamar Alexander of Tennessee introduced a new act in 2015 that would make it easier for students to apply for aid through the Financial Aid Simplification and Transparency Act (FAST Act).

The act would have cut red tape and required only two questions to make aid easier to apply for and the outcomes more predictable. Unfortunately, the bill never went to a vote.

Why Keep the System Complicated?

Students are encouraged to apply for FAFSA as soon as possible to maximize the amount they receive because there’s more money to give away earlier in the application season. Being at the front of the line prevents students from reaching the counter and finding the bank has run out of money.

This is the key to understanding why FAFSA is so complicated.

There’s only so much money to be given away, and if everyone has the time, patience, and general capability of applying for financial aid, it will run out sooner. Indeed, research has shown that those most affected by the complexities of FAFSA are students with fewer resources – those who would also qualify for greater amounts of aid based on their family income.

More students applying for and being eligible for more money would put even more pressure on the resources the government is willing to make available for higher education. That would force it to tackle issues like poverty and growing income inequality, and those problems require more than cutting the number of questions on an application.

Why Academics Should Stop Writing And Speaking In Jargon

In short, academics are their own worst enemies.

The problem is that academics often tend to forget who their intended audience is. They use jargon that sets them apart and makes them appear unreachable. Instead of using pretentious words and phrases, they should stop writing and speaking in jargon and start using language everyone understands.

There are plenty of reasons why common language is better than jargon.

Jargon isolates

It’s as accurate in academia as it is in the workplace: jargon creates distance. An unusual word or phrase can get in the way of understanding what the real message is. Unclear communication, whether written or spoken, can make meaning inaccessible.

Jargon can also turn away potential students who don’t understand what their professors are talking about.

Who is your audience?

When academics write and speak for other academics, it makes perfect sense to write in jargon. The jargon of academia is not dissimilar to a mysterious code. It’s the secret handshake between distinguished scholars. Because that code is understood by both the sender and the receiver, it’s perfectly okay to speak and write in jargon that is exclusive to the field of study.

If you are not a part of that selective, group, however, jargon makes the message more difficult to understand.

“Edu-speak” is a disease

Letting edu-speak to take over academic communication is like allowing a disease to spread. You didn’t mean for it to happen, but once it took hold, it permeated everything.

As a result, academics speak in acronyms exclusive to their own fields. Buzzwords, clichés, and empty phrases fill the gaps in thoughts and sentences when precise language can provide more meaning, especially for those outside the ivory tower of academia.

How To Use Micro-Learning In Higher Education Classrooms

Micro-learning is an extremely useful tool for any educator, and it brings with it numerous benefits to both the educator and the learner. Micro-learning technology can make learning ‘50% more efficient’ for half of the cost of traditional educational technology, for example. So what is micro-learning? As the ‘micro-‘ part of the name indicates, micro-learning is focused on smaller learning units that are delivered within a short time frame. Usually, each micro-learning unit will have a single objective (or ‘learning outcome’), and it is advisable to make this objective clear to the learner(s) prior to delivering the unit to facilitate their ability to reflect on and celebrate their educational achievements. Despite its ‘bite-size’ format, however, a micro-learning unit should ideally be integrated into your broader curriculum and syllabus. Ready to get started with micro-learning? Here are three ways to use micro-learning in the higher education classroom:

  1. Challenge preconceptions with a video. A 60-90 second information-packed video can be enough to alter students’ perceptions on a single issue completely. Video is most effective in the classroom when it is presented in the highest possible definition with excellent sound, and when it is solely focused on one issue that is relevant to the wider curriculum. Student attitudes to the issue can be surveyed before and after watching the video (perhaps using one of these tools) in order to render visible just how powerfully the video has altered their viewpoints. Micro-learning videos can also be used in conjunction with what is known as a ‘flipped classroom.’ Increasingly in vogue among educational professionals, a flipped classroom is one where students watch a video before the class (instead of in the class itself) and come to class ready to reflect on what they have learned, and do activities to extend that learning.
  2. Gamify learning. 61% of CEOs and other top business executives admit that they take at least one daily break from work to play games. Turn this love of distractions into an educational tool by using gamification software to teach a single issue (for example, the names of countries in South America or the declension of Latin verbs) as a 2-minute game with engaging graphics, motivational rewards, and enjoyable sound effects.
  3. Boost student recall with a micro-quiz. Many educational platforms such as Moodle provide ready-made quiz-making software. Test students’ recall of their last class with a 5-minute quiz and the process will improve their memory.